Archive for March 2021
Saving on Home Buyer Closing Costs
One set of costs that will quickly become significant to you when you’re purchasing a home is buyer closing costs. Closing costs are the variety of fees charged to you by those involved in the sales transaction. Typically, these costs run from 2 to 4 percent of the sales price, but vary with geographical location…
Read MoreOrganizing Your Home Office Can Help Your Job Search
Organizing your home office can help you find a job faster. By staying organized, you’ll be able to stay on top of all your leads and keep yourself motivated. Use the following suggestions to help you organize your home office to support your job search. Why You Need To Organize Your Home Office 1. Protect…
Read MoreStaycations: Taking Time Off to Stay Home
Staycations were first discussed a few years ago when the economy grew shaky. Workers worried about keeping their jobs. Travel costs and gas prices increased. Although people had time off coming, they couldn’t afford the behemoth vacation expenses. Many just stayed home. Thus, staycations were invented. At first glimpse, a staycation might not sound like…
Read More6 Crucial Strategies for Selling Your Home Without a Realtor
Real estate agents can be expensive. If you’re committed and willing to work diligently, you can sell your home for the same price without the use of a real estate agent. Your lack of experience and ready-made marketing tools can be overcome with research and commitment. Sell your home without a realtor and put more…
Read MoreWant a Lower Down Payment on Your Home? Learn About PMI
Banks are all about risk and collateral when it comes to making loans. While it’s possible to get a conventional mortgage with less than a 20% down payment, lenders usually require these borrowers to carry private mortgage insurance (PMI). This protects the bank should you defaulton the loan. PMI can be expensive. Learn the facts…
Read MoreDecorating Your Home for Fall on a Budget
The price of seasonal decor is on the rise. So what’s a stylish decor maven to do when trying to decorate for fall? Take on a DIY project, of course! Whether you’re working on a shoestring budget, or simply trying to save a dime, with a bit of ingenuity and time, you’ll be well on…
Read MoreHome Improvements: Can You Recoup Your Costs When You Sell?
Home improvements are exciting. An extra room or a new pool is something that anyone could be happy about. But many home improvements are poor decisions from a financial perspective. It’s not always obvious which home improvements make the most sense financially. Some of the worst home improvements in terms of recouping your costs are…
Read MoreLift Your Spirits by Keeping a Neat, Clean Home
Does clutter or dirt around the house nag at you mentally, adding item after item to your to-do list? Have you ever noticed how much more relaxed you feel when you come home to a tidy house? Although there are those who believe that having a neat home isn’t one of the more important aspects…
Read MoreSneaky Expenses First Time Homebuyers Often Overlook
First time homebuyers are often seen as frivolous buyers that base their home buying decisions solely on emotions. While this may be true for some, this cliché need not apply to you. By doing your research and talking with the pros, you’ll be able to prevent overlooking sneaky expenses. And, you’ll be well on your…
Read More8 Strategies to Help You Purchase a Home With Poor Credit
While life is generally easier with good credit, it’s possible to purchase a home even if you’re credit is less than stellar. You might have to get a little creative and consider a few unconventional options, but there are options. Poor credit doesn’t have to mean a lifetime of renting. Try these strategies, even if…
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