How to Choose a Credit Counselor

Most Americans are only a few paychecks away from a serious financial challenge. We all have rent or mortgage payments. Add in cell phone, credit card, and utility bills that just keep coming every month, and many of us are living paycheck-to-paycheck, or nearly so. If you find yourself falling further and further behind financially,…

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A Guide to the USDA’s No-Money-Down Programs

The United States Department of Agriculture’s (USDA) mission is to foster rural development and build stronger communities in these areas. To this end, the USDA offers a couple of no-money-down mortgage programs designed to help low-income and middle-income families purchase a property in a rural area. Taking advantage of one of the programs offered by…

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